Should I contact the three credit bureaus?

Does it effect my credit score to warn the credit bureaus not to open lines of credit in my name because I am worried about fraud? I have received calls from scammers, and it is eerily scary how much info they know about me when they call. Since the whole issue of credit scoring being unfair and outlandish, I am unsure if warning them to protect my credit from a stranger creating credit under my name will make the bureaus ruin it in return. What a crazy world...

BEST ANSWER: Try this site where you can find the best solutions for you:personalfinancesolutions.info

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What option should I choose for my car insurance?

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What motorcycle would be cheap to insure in Greater Toronto Area?

Hello everyone! I am a new 20 years old motorcyclist living in the suburban GTA. I just got my M1 license and I've enrolled myself into a motorcycle course which would help me earn my M2 by the end of September. So, I was thinking about buying a new motorcycle around new years time or in february. I am trying to do all my research but I havent got too far with the insurance problem. I want a bike that could get me up and down the highway to my school in downtown Toronto (40 km each way). and maybe some occasional weekend rides. First question comes to my mind is what bike should I get that'll be good for commuting and would be cheap on insurance. Experience wise I am comfortable with upto most 650 sport bikes. But I do understand that insurance may vary. Another question was, which insurance provider should I chose, that is fairly cheap considering I have never had any sort of insurance policy under my name. Or, should I wait till next summer when I turn 21? Thanks for the replies in advance!

Is homeowners responsible or car insurance?

The brakes on my aunt's car went out and when she turned into her driveway she hit the house. SHe is fine both airbags came out, but now the home owners says they will not pay and the car insurance say they will not pay. They said if someone else had hit the house they would. Can anyone give me some insight to the iNSURANCE industry.

Taxes on insurance?

My sister passed away in a plane crash and the plane was insured. If the insurance company wrote me a check for $50,000 how much should I be expecting to pay in taxes? I'm so confused....

Is my car insurance company lying to me?

I am insured by Farmers, they told me that I can not have a choice of the estimator who will decide the value of the damage to my car. They told me that only their estimator can decide the value of the damage. Are they lying?

Health Insurance Vs No Health Insurance?

Joe is currently unemployed and without health insurance coverage. He derives utility (U) from his interest income on his savings (Y) according to the following function: U = 5(Y1/2) Joe presently makes about $40,000 of interest income per year. He realizes that there is about a 5 percent probability that he may suffer a heart attack. The cost of treatment will be about $20,000 if a heart attack occurs. a. Calculate Joes expected utility level without any health insurance coverage. b. Calculate Joes expected income without any insurance coverage. c. Suppose Joe must pay a premium of $1,500 for health insurance coverage with ACME insurance. Would he buy the health insurance? Why or why not? d. Suppose now that the government passes a law that allows all peoplenot just the self-employed or employedto have their entire insurance premium exempted from taxes. Joe is in the 33 percent tax bracket. Would he buy the health insurance at a premium cost of $1,500? Why or why not? What implications can be drawn from the analysis?

How to calculate car insurance policy premium refund?

I sold my car one week after renewing my car insurance policy. I required to cancel my policy and asked for the refund. The first time I faxed them my cancellation letter, they asked me to call back after 2 weeks to ask for the check. But after 2 weeks, they told me they didn't received my fax and asked me to pay for the extra 2 weeks, although I have evidences that I required to cancel my policy 2 weeks ago. Also when I renewed my policy, I told the agent that I will sell my car within 2 weeks, so the agent told me I can only pay 32% of the half year policy premium. But now when I asked for refund, he told me that because I only paid 32% of the total amount, they will charge me more (53% more) and refund me much less. Is this common in this industry or they just try to steal money from me? Thanks.

Car insurance with 6 point,?

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Is there any Insurance for?

Is there any insurance that does cover cosmetic surgrey? Or Social Security? If you don't know then don't comment :) 10 pts!

Does leasing a car affect insurance more than financing?

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Is it against the law to drive with out insurance in VA?

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How much does medical insurance cost per month?

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Insurance differences based on Gender?

I'm curious... If insurance companies made you pay a different amount of Insurance on your Car based on race, would that not be racist ? ie. How does this differ from Women and Men paying different Insurance rates ? How is that not Sexist ?

Why has my car insurance quote shot up overnight?

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If you get your drivers license do you have o pay insurance?

im 16 and my mom wont let me get my license because she says she would have to pay insurance

Which insurance company would you recommend?

I'm looking for a new insurance company for both my car and apartment insurance. Who do you recommend, and who should I stay away from? Reasons?

Why is there a disclaimer on the Allstate Auto Insurance commercials that says Not available in all states ?

Afterall, its called Allstate !

What are some good life insurance companies in New York?

I am looking for a affordable monthly life insurance company for me and my wife, I have multiple scelerosis as a pre existing condition?

Car insurance on new car in FL??

I am going to go get a new car today. The dealer told me I don't have to contact my insurance carrier yet until after I get the car. He just needs me to bring proof of insurance on any of my cars. Does anyone know how long I have in the state of florida to get my new car on insurance. I signed up for new insurance a few weeks ago that takes effect in a week so I wanted to know if I can wait until then or do I have to get it earlier? Thanks!

I cheated my husband he knows but still wants to keep me and the marriage,but dont love him anymore,what i do?

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Are there any sites where I can compare average insurance rates by model?

I want to get an idea of how much it would cost to insure different cars, but I don't want a quote because they will never leave me alone.

Should I contact the three credit bureaus?

Cheap auto insurance?

My son has accidents and tickets over the last 3 years. We are paying $229.05 to Windhaven Underwriters. Know of any cheaper insurance prices?

What is the best (Cheap) insurance?

I live in Jacksonville Fl. I was wondering what is the cheapest, but good insurance for someone who just got their license. I am 17 right now, and in a few months I will be 18, since i have no one to let me drive with my permit i am going to pay someone to come out and teach me so i can get a car and my license.

Which car would be better for a 16 year old boy?

A 1984 chevette a 1987 Oldsmobile cutlass ciara or a 1986 NIssan 300zx? If anyone knows insurance costs for these and a teenage boy? I will be 16 next week and may get a car this summer and these are what i'm looking at they are 400-500 dollars each... The Nissan needs a lil work i think. The ciara needs front brakes checked. and the chevette runs but needs a lil work. All of these run and are not expensive. I saw other teenagers having like 20 g's but no I start working next week and will save up my own money to pay for these... No i will not be racing and don't care what anybody would think of me. I'm just asking which of these would be better suited for a teenage guy?

Financing a new car and with no insurance?

could I finance a new car then have it sit in my drive way with no plates or registration to avoid paying for insurance ontill I pay the car off

Paying for car insurance I don' need while being oversees?

I plan an extended overseas travel this summer (lasting about 3-4 months). During this time, I will not be using my car in the U.S. I simply will lock it in a garage. I'd like to know how I can avoid paying for my car insurance (or lower my insurance bill) during this time. I understand that I can simply return my plates and drop the insurance before leaving but then upon my arrival back to the U.S. I will be with no insurance at all, and will need to get a new one (this will not happen instantly). Is there an option or insurance company that serves people who are away from the U.S. but who want to get covered when they return right away?

Should i get life insurance for my child?

my child gets ssi money every month and we really do depend on that money and our child has a health condition that she could die with in a year or so or she could get better with a miracle and life a happy life i dont know is i should get life insurance for my child or not who is any a year old. if so please say where i should go to get one?

Insurance on a vehicle that's registered but not running?

I have a 2000 Jeep Grand Cherokee Limited that's been at the garage for about 5 months now (ridiculous, I know). It is the only vehicle on my insurance policy and my insurance ...show more

Do you know if there is an insurance company that insures cars that travels in both Mexico and Texas?

I am temporarily living in Mexico and will be crossing the border to Texas. I don't know if anyone knows if there is auto insurance that takes care of insurance for crossing the ...show more

What does full auto insurance cover?

hi, i bought a 2005 saturn on sat. i am tryng to get insurance quotes, so what i need to know what exactly does full coverage include? details please!! NO RUDE ANSWERS!!!

Do i need insurance for my drivers test?

Am 18 years old and im about to take my california drivers test in about two weeks i was checking everything to make sure i was in good condition.Then i read that i need to have proof of insurance witch is a problem because i do not have my license yet.So i ask my uncle if i could use his car he said yes and his car is insured, does he need to add me to his policy or am i good to take my test? Thank you

Where can I get individual health insurance that will cover Pregnancy?

I live in a small town in Texas, I was recently married in June 2008, we got pregnant with twins but unfortunatly had a miscarriage...one of hardest things I have ever had to deal with...anyways...we want to try again but I really want to have health coverage and not have to pay out of pocket...does anyone know of any health insurance that covers pregnancy...from what everyone else is telling me no individual policy will cover me if i get pregnant...if anyone can help I would appreciate it...

What does 0% Coinsurance after deductible mean in health insurance?

Trying to purchase health Insurance and trying to understand what I'm dealing with.

Will my auto insurance premium go up for passing a red light in NY?

This is my first moving violation, it originally was failure to stop for a school bus but it got reduced to passing a red light and is now only 3 points. I have a clean record otherwise and my auto insurance is under my mothers name, I am just a secondary driver under her quote. Will my insurance premium go up and if so will it be much? Is there anything that I can do to lower it if it does go up?

Will my son be turned down for insurance?

I have an autistic son, and I have decided he needs better hospital insurance than what he has (I have regular health insurance, but his hospital coverage is not great). So I applied for extra hospital insurance. Aside from being pretty severely autistic, he's physically a pretty healthy kid, no major problems, no ongoing treatment. However, recently he needed to have a dental procedure, and they decided it was best that it be done in the hospital, and that he be fully knocked out. A few years back, he also needed to be knocked out for an MRI (he had a seizure, but none since). Anesthesia is expensive, and when he had the dental procedure, it maxed out the hospital coverage on my current plan and I got stuck with a $9000 bill. Hence, the decision for better hospital insurance. When applying for health insurance, they do 5 year medical records check, and those two things are going to come up. What's going to happen... Will I have higher premiums? will they refuse to cover anything they deem is caused by his autism? Or will they flat out reject him? Or will it not be a problem?

If I take out home/car insurance?

But don't declare a conviction for violence from 20yrs ago (when asked do you have any convictions ) would the insurance be void or if I declare would the quote shoot up

Will a ticket for expired license plate or possession of marijuana make my insurance go up in cost?

I got both at one time.

What's the best way to shop for insurance? Through a broker or online?

A broker has many insurance and knows where to shop if I go online am I going to be get the best rate?

Classic car insurance companies?

Do all auto insurance companies check with your DMV for your driving record?

I got some minor accident on my record, something like bumping into someone and leaving a dent, I don't even really remember it was like 4 years ago. Anyway, this car was a rental that I dented and a very expensive one at that, ended up being 2500 to fix even though I could have popped the dent out for free. But because of this incident, state farm and geico are charging me out the wazo because I'm a 20 year old male with speeding tickets and this accident thing that happened a long *** time ago. The difference without the accident on there is amazing, so I'm trying to find a place that will ignore this thing that happened in SEP of 04. Anyone know of a place? Thank you.

Can i use a PO BOX for car insurance mailing address?

When i quoted my car insurance, i used my apartment address. After i bought the insurance, i asked them to change to PO BOX as my mailing address. Later on, when i moved to another apartment, i didn't update my current physical address with my insurance company because i am using my PO BOX as my mailing address so far. My question is if somehow i get a car accident, will the insurance company deny my claim because of not telling them the current physical address? Additional information the past and current of my apartment address are still in the same state, Texas.

What is the definite BEST car insurance company?

My boyfriend and I are both 20 years old and we own a 2001 honda civic dx hatchback. Right now were on a plan with my brother so it's cheaper on us(Farmers insurance) but we are going to be moving out and getting our place and start paying for our own stuff. I'm confused as to which car insurance company is really the best because they all they they're the best. So really... tell me which car insurance company is the best and why. Allstate, The general, 21st century, geico, progressive, farmers, esurance or nationwide? Also note we live in california.

How much would my insurance be?

If I am 17/18 years old. The car is used from about year 2000 or 2003, costs me around $4,000. This is in NY CITY. If it's a Nissan Altima. Thank you.

What is the importance of Health care insurance?

Let me know what is the importance of Health care insurance in any individual life and best Health care insurance companies in India?

Cheapest possible car insurance...?

I'm just about to get my license, I have next to no experience. My parents aren't offering to pay ANY, yet they are nearly forcing me to get my license, which is next to insurance. Everyone is telling me my only option is to pay like 200 frickin bucks a month. I can't spend that much money, I don't have time to earn that much money, It's almost a hopeless situation. Anyone have a miracle remedy to this problem?

How much is car insurance for a 97 corolla?

please don't say ask your insurance company because i wont know until a couple days later. i just got my license and im 17 years old and i have a 97 corolla. The car isnt in the BEST condition but its still in pretty good condition and i was wondering how much would the insurance be considering i took driving classes at the school and am dadap certified (that alcohol lesson thing) thanks

Should I contact the three credit bureaus?

On Average, how many dollars per month would a 2 pt ticket add to my monthly insurance?

If you have gotten one please tell me, I just want to see around how much they add :D

What is insurance?

I hit a fence with my car will my insurance rates go up if I make a calim?

The other day I was driving my 2000 honda accord and out of no place came a deer that ran out in the street from the woods.I turned my wheel hard to the right not to hit the deer and I hit a woodin fence at an abandoned house.My car is dented up pretty bad .I have full coverage I know the car is 12 years old but it was in excelllent shape before this.if I file a claim will my insurince rates go up?

Question about ticket and insurance rate?

I got a ticket bout a couple months ago and my cost of insurance (minimum coverage) hasnt changed. Am I supposed to notify my insurance company about my ticket or do they automatically find out on their own and then charge me extra?

Car insurance 17 year old?

I'm turning 17 in April, I was just wondering what the average car insurance prices for somone who is 17. I tried getting a quote but seeing as i dont actually have a car yet, its been quite difficult. How do they give quotes, based upon engine size, make or something completely different? Thanks.

What is the typical cost of motorcycle insurance in california?

Know of somewhere cheap which will let me drive a car for only a few months for people under 21?

I've recently passed my driving test and would like to drive a car for a few months before I go to Uni but there's no where I can find with a few months insurance (fairly cheap) and a car I don't need to buy in full. I'm 18 which makes it more difficult Any help would be appreciated!

How much is insurance going to cost me, 18 and driving a Nissan altima?

How much will it cost to insure myself at this age?

Car insurance?

how do i get cheap insurance for my son, he has only just passed his test couple of weeks ago. we stay in the UK.

Insurance cost for first time driver.?

I'm 18, a guy, and I live in New Haven, CT. I'm in the process of getting my license and I'm looking to get 1994 passat as my first car and I'm wondering if anyone has any ideas about what insurance is going to run me either going solo or adding to my parents coverage.

How much would car insurance cost an international student in Winnipeg?

I just got my license from my country. I am going to winnipeg in August I will be attending winnipeg university and I need a car. How much would insurance cost for an international student with the least rates and coverages?

How would insurance be on these cars?

first of all plz dont tell me call insurance or that im to young and dont need these cars and should get a camry. i just turned 17 and just got a job at In n Out and by my senior year in highschool which is after this summer i want to get a car and my parents would help me but everytime i ask them they say dont talk about it untill you have 2500$-_- so i was just wondering how much is insurance on these cars i have in mind, first, nissan 350z(any year) honda s2000(any year) mazda miata(1998-2004) and last a scion tc (2004-2008) the car will be under MY MOMS name and i will be put as an additional driver but not main driver or however you put it. can i just have the price ranges it doesnt have to be exact, if it help i live in califronia Orange county anaheim thanks guys

How is GEICO Auto Insurance?

I am shopping around for auto insurance and so far Geico is the cheapest auto insurance I have got. They are offering $1142 for my '99 Camry full coverage when Amica wants $1175, Commerce $1255, and Travelers' wants $1309. But I have heard a lot of negative feedback about Geico's claim service. Does anyone have any idea how true those negative feedbacks are. Should I go with Amica instead of Geico?

Car insurance for a 19 year old?

Ok about a few Weeks ago I was involved in a wreak, I had no license and was not under my parents insurance. Luckily i didn't go to jail cause I was rear ended. Now I'm attempting to get A drivers license after SO long I've been begging for one, The only thing that's held me back from getting one was my parents because they said i would be tagged on into the insurance, and that I had to go under another address. Now after the wreak they said I cant get one, because once the insurance finds out im driving, they'll automatically add me on, is this true? I want to get back on the road and walking is pretty bad knowing i have a car ive been paying for the [ast two years for. BTW I live in Texas and under state farm.

Bill to allow insurance plans to not cover Obamacare requirements?

There is a bill going through Congress that would allow insurance companies to offer insurance plans that do not meet the standards of Obamacare. It has even gained some Democratic ...show more

Bike insurance for a cbr 600?

i live in halifax nova scotia in a rural area and was woundring how much it would cost just for plpd i allready have a bike witch is a 200cc and it cost me 300 and some odd dollors for the year woundring how much it would be for a cbr 600 year around 1998-2005 and i took a drivers course for bike and car and been with my insurance company for about a year now for my bike would they give me any speacials. also i have gotten no tickets or crashed got a clean slate.

About how much would this increase your car insurance yearly in NJ?

In this case, it does not matter what type of car insurance you have or how much you make. Let's say you're a middle class family with 2 parents and one 17 year old son who drives on a provisional license. He just gained 8 points on his license. About how much will this increase your car insurance per year? And what are ways to lower it (if any)? Please answer thoroughly, and even add tips. Answers will definitely be appreciated.

For my first car i want a jeep wrangler1997, im 16 will the insurance cost more than a 2005 ford fusion?

i'm a guy, lives in tx

Question about motorcycle insurance?

Ok... I know that insurance is different from person to person but in general who is the best company to be with for motorcycle insurance. What is the average lowest price, who actually will do their job when its time for a claim. Who has the best or most coverages for a cycle. All these different things. So who is the best...

How important is car insurance ?

My dad works for an insurance company so he thinks I need insurance but I can't afford it. Should I wait until I have enough money for insurance to buy a car?

How much dose car insurance usually coast?

How much is insurance for a girl (18) coming up to 19 on a peugeout 106?

how much is insurance for a girl of the age 18/19 on a peugeout 106 roughly?

How much will it cost....?

I live in Hemet , Southern California. I have a 9 month old son. He will be nursed until 24 months, However, he does eat some solid foods. I my boyfriend and I rent an appartment for $750- How much would our monthly income need to be to support our family? How much is utilities in my area? How much do you spend on gas? How much is car insurance? How much is it to get my car smoged? How much are monthly groceries? What other bills am I missing? Please help!

Cheap Family Insurance?

I am looking for an affordable insurance for my whole family. We dont qualify for medi-cal or healthy families. In our family its my husband and I and 2 young children. If you have any suggestions, thanks!

Good car for a 18 year old thats cheap on insurance?

Hi, i just turned 18 and recently have been looking in purchasing a used car. my budget is about $5000 and I will be able to afford my own insurance. I dont want a very low quality but i also cant afford a mercedes. So what do you think i should look at? I live in Ontario Canada btw.

Should I contact the three credit bureaus?

Does having V8 engine increase insurance?

Does having a V8 engine increase your insurance? And if it does is it significant??

Car Insurance Question?

Im Getting My First Car In A Few Weeks and Im Wondering About Car Insurance Is $225.55 alot? How much would I Have To Pay A Month/ Every 6 Months Thanks :)

My employer expects me to utilize my personal car insurance for renting cars for business purposes.?

Why should I carry the responsibility? My car insurance would go up if I am in an accident or the car is stolen. Am I being unreasonable? There is no coverage through my company AMEX card, I checked. I do not want to be a problem employee but I do not see how this is fair.

Can anybody help me figure out how much car insurance would be?

I am 19 years old, female, and I'm moving out on my own. I have to buy my own car insurance. I have a 2004 Mustang that is completely paid for in my name. I need help finding a good insurance company and price range?? PLEASE AND THANK YOU (:

Is it worth the effort to compare auto insurance companies?

I have been with the same auto insurance agency my whole adult life. When my husband and I got married, he switched over and started using the same agency I have always used. Our insurance rates seem to continually increase, though, and so recently I have been wondering if we should start looking around for a better premium. I would definitely love to save some money on our auto insurance, but I dont know if its worth the time and energy it would take to shop around. Is it worth the effort to compare insurance companies? If so, how do I begin my search?

Can a Company charge more for insurance monthy for employees who work out of state?

This company who's headquarters is in California, is charging about 45 dollars a month for insurance, but if you work out of state, anywhere else, it is 105.00. This is the same position with the company despite the price difference. Is this employee fairness? Is this legal? Thanks!

Life insurance question?

If someone were to get life insurance in their twenties, how would that benefit them later in life when their old?

Just got my license today, questions about insurance.?

Hey guys, so I just came back from DMV a few hours ago, and passed my driving test without any mistakes for the first time. I currently live in California and have a few questions about my insurance. So it's my moms car, but she rarely drives it so I practically got the car to my self. Except I don't know the policy for California's insurance. My mom does have insurance on it, but it's listen under her name. Will I still be able to drive the car? Because I am going to get insurance for my self, but I need a way to get to my new job for right now. If not what will happen if I get caught driving without an insurance? Please let me know asap. Thankyou!

How much homeowner insurance should I buy?

In other words, how much does it really cost to rebuild this house? My homeowner insurance company insures the dwelling for X, and another company suggests I insure it for 76% of X. So who is right and how do I find out? Another important question -- do most people try to get 100% coverage in case the house is vaporized, or do smart people go for, say, 75% coverage because the entire house probably won't be destroyed? Advice, please.

Male vs. female car insurance?

So as a 16 year old male driver, I'm aware that car insurance rates for me are significantly higher than a same age female driver, just because of my gender. How are insurance companies able to do this, no matter how many statistics they have saying we crash more, speed more often, ect...? This is discrimination vs. my gender, and for all they know I could drive like a granny. Now consider this: if statistics showed that blacks were twice as likely to crash than whites, could insurance companies charge more? No way! The NAACP would be all over them. That would be unfair to the black drivers that may drive safe. I just dont get why I am charged way more than what a girl gets charged, even though I am a very safe driver.

Cheapest car insurance?

I understand that car insurance rates will vary from person to person, but I really need to know the names of at least one or two companies that, in general, have cheaper auto insurance. I mean, who had the cheapest auto insurance for you?

2008 Harley Low Rider insurance?

Hey I am 17. I just got a Harley Low Rider (1584cc) and gave been riding it with out insurance for the past month and I was wondering how much would the insurance cost for it.

What does a person credit score have to do with rates on car insurance rates?

It should be against the law since everyone must carry car insurance. Also, what does my low credit score got to with my great driving record? Sounds like another reason to raise rates because most credit scores are low across the board. If someone pays their insurance company on time and has a good driving record should be their only concerns. Doesn't that make sense to raise car insurance rates to persons that had a hard time paying a bill, bit made all their car insurance payments on time. If there are others out there mad about this issue please help me do something about this robbing...

Where can i get cheap car insurance as a 17 year old?

everytime i keep searching for a quote, i get silly prices cheapest i can get is 5,500! only problem is, is that ive got a 1.4 litre citroen saxo

Should i Pay my Car Insurance Monthly or Annually?

Is it best to pay for car insurance annually or monthly? What are the advantages and disadvantages?

Insurance Question/Quote?

My name is Jake and my grandpa wants to sell me is 2004 V6 nissan 350z for like next to nothing but i am curious as to how much my insurance payment would be?

Cars that are cheap to insure in UK?

hi im 18 and just passed my driving test. i looked for cheap insurance for my dad's wv golf but cheapest route i found was around 2500. i was wondering what cars are cheap to insure!?

Where can I buy cheap auto insurance in Houston, Texas?Just moved here, only paid $30/month in California!?

Want to buy cheap auto insurance in person! In California I paid $30 a month at a place that catered to poor people basically, but had good coverage for cheap. I am not interested in paying double online with Geico, progressive, etc (as the quotes I've gotten are). Where can I get cheap basic coverage in person in Houston Texas? Thank you.

If i buy a 2008 mustang what will be my insurance cost in california?

i am 18 years of age male have never gotten a ticket or never been involve in car accident have had my license since age 16 1/2

High school sports insurance?

I am currently a junior in my high school. I would like to tryout for soccer next year but i am afraid if i make the team, I do not have any health insurance. If i get injured in a game, do the school cover for the medical bills?. how does this process work?. My parents own a company. they do not work for someone who covers health insurance.

Car insurance on rentals?

do i have to do the insurance myself or do the rental company do this for me?

Can a named driver get covered for business insurance on the policy insurance company sayin no is this correct?

I have a WA state license and got a speeding ticket in NY state -- will my insurance rates go up?

The officer who issued the ticket in NY said that it was a 3 point violation (14 mph over the speed limit). But WA state does not have a points system. Will my insurance premiums go up? I have a bare bones Geico policy.

In the state of Georgia do you need a title for an automobile that is 24 years old, to purchase a tag.?

I am buying a 1982 Chevrolet S-10 pickup truck, I personally know the individual I am purchasing the truck from. The title has been misplaced or lost. We are both under the impression that if a vehicle is X amount of years old you don't have to have a title to be able to purchase a tag,get insurance etc. The truck is 25 years old, if anyone has or knows the answer to my question I would be greatly appreciative.

How much will insurance cost me on a motorcycle around 4-5 k? (Motorcycle year 2005+)?

I am 17 years old, I live in Montreal Quebec, just got my car license and i have no criminal record or anything. I accomplished the car driving course and the motorcycle course. how much will I pay on insurance? I know its hard to answer but like the average/year? and do I have to take both side insurance or only one side? and will it be cheaper if I only take the insurance for summer time and not pay the whole year. and does any one have a good insurance company for me in Montreal. thank you.

Should I contact the three credit bureaus?

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