How do I report a creditor who lied to me?

How do I report a creditor who lied to me?

I recently missed a car payment. Before the next payment was due, and before they would report me negative on my credit, I called and asked what I could do. I specifically told the company, who told me the conversation was being recorded, that I wanted to know what to do to avoid being reported negatively to the credit bureaus. After being placed on hold, the representative told me that they could put me on a deferrment plan that would extend my account by 60 days and I'd be taken out of collections and placed back in good standing. They told me all I had to do was pay an extra $300 fee to have them provide this service, and I wouldn't be reported negatively upon my agreeing to this plan. I specifically told them that if this was going to report negatively, I'd just make the $500 car payment by borrowing money from someone, or allowing my bank account to be overdrafted for a couple days. They assured me that if I agreed to this, my account would be taken out of collections THAT DAY. So I agreed. A week later, they not only reported me for the month I was behind, but for the month after, when the payment wasn't even due yet! I called the company and demanded to speak with a supervisor, who kept telling me that it was showing up on their end that they only reported me negatively for one month, and that it was out of their hands. They adamantly refused to do anything about it until I argued with them for over 45 minutes about the situation. Their representative gave me false information and charged me $300 for services that were not rendered. After a long argument, the supervisor said he'd forward my complaint to the appropriate department and I'd hear back from them in 24 hours. I demanded they play back the tapes so they could hear their representative giving me the wrong information on the phone. Needless to say, I never heard back from them. So now I have to report them, because they clearly lied to me about not reporting me, then reported me and kept the $300 anyway. Furthermore, they never investigated the matter like they said they would, seeing as how I never heard back from them. Who do I report this company to? Is there anything I can do? This is the original creditor and I consider this situation to be the result of unethical business practices and/or poor employee training.

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I recently missed a car payment. Before the next payment was due, and before they would report me negative on my credit, I called and asked what I could do. I specifically told the company, who told me the conversation was being recorded, that I wanted to know what to do to avoid being reported negatively to the credit bureaus. After being placed on hold, the representative told me that they could put me on a deferrment plan that would extend my account by 60 days and I'd be taken out of collections and placed back in good standing. They told me all I had to do was pay an extra $300 fee to have them provide this service, and I wouldn't be reported negatively upon my agreeing to this plan. I specifically told them that if this was going to report negatively, I'd just make the $500 car payment by borrowing money from someone, or allowing my bank account to be overdrafted for a couple days. They assured me that if I agreed to this, my account would be taken out of collections THAT DAY. So I agreed. A week later, they not only reported me for the month I was behind, but for the month after, when the payment wasn't even due yet! I called the company and demanded to speak with a supervisor, who kept telling me that it was showing up on their end that they only reported me negatively for one month, and that it was out of their hands. They adamantly refused to do anything about it until I argued with them for over 45 minutes about the situation. Their representative gave me false information and charged me $300 for services that were not rendered. After a long argument, the supervisor said he'd forward my complaint to the appropriate department and I'd hear back from them in 24 hours. I demanded they play back the tapes so they could hear their representative giving me the wrong information on the phone. Needless to say, I never heard back from them. So now I have to report them, because they clearly lied to me about not reporting me, then reported me and kept the $300 anyway. Furthermore, they never investigated the matter like they said they would, seeing as how I never heard back from them. Who do I report this company to? Is there anything I can do? This is the original creditor and I consider this situation to be the result of unethical business practices and/or poor employee training.

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I recently missed a car payment. Before the next payment was due, and before they would report me negative on my credit, I called and asked what I could do. I specifically told the company, who told me the conversation was being recorded, that I wanted to know what to do to avoid being reported negatively to the credit bureaus. After being placed on hold, the representative told me that they could put me on a deferrment plan that would extend my account by 60 days and I'd be taken out of collections and placed back in good standing. They told me all I had to do was pay an extra $300 fee to have them provide this service, and I wouldn't be reported negatively upon my agreeing to this plan. I specifically told them that if this was going to report negatively, I'd just make the $500 car payment by borrowing money from someone, or allowing my bank account to be overdrafted for a couple days. They assured me that if I agreed to this, my account would be taken out of collections THAT DAY. So I agreed. A week later, they not only reported me for the month I was behind, but for the month after, when the payment wasn't even due yet! I called the company and demanded to speak with a supervisor, who kept telling me that it was showing up on their end that they only reported me negatively for one month, and that it was out of their hands. They adamantly refused to do anything about it until I argued with them for over 45 minutes about the situation. Their representative gave me false information and charged me $300 for services that were not rendered. After a long argument, the supervisor said he'd forward my complaint to the appropriate department and I'd hear back from them in 24 hours. I demanded they play back the tapes so they could hear their representative giving me the wrong information on the phone. Needless to say, I never heard back from them. So now I have to report them, because they clearly lied to me about not reporting me, then reported me and kept the $300 anyway. Furthermore, they never investigated the matter like they said they would, seeing as how I never heard back from them. Who do I report this company to? Is there anything I can do? This is the original creditor and I consider this situation to be the result of unethical business practices and/or poor employee training.

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Haven't had insurance in awhile, just bought a new/used truck. Just need the basics. Live in st. pete area code 33701.

How do I report a creditor who lied to me?

I recently missed a car payment. Before the next payment was due, and before they would report me negative on my credit, I called and asked what I could do. I specifically told the company, who told me the conversation was being recorded, that I wanted to know what to do to avoid being reported negatively to the credit bureaus. After being placed on hold, the representative told me that they could put me on a deferrment plan that would extend my account by 60 days and I'd be taken out of collections and placed back in good standing. They told me all I had to do was pay an extra $300 fee to have them provide this service, and I wouldn't be reported negatively upon my agreeing to this plan. I specifically told them that if this was going to report negatively, I'd just make the $500 car payment by borrowing money from someone, or allowing my bank account to be overdrafted for a couple days. They assured me that if I agreed to this, my account would be taken out of collections THAT DAY. So I agreed. A week later, they not only reported me for the month I was behind, but for the month after, when the payment wasn't even due yet! I called the company and demanded to speak with a supervisor, who kept telling me that it was showing up on their end that they only reported me negatively for one month, and that it was out of their hands. They adamantly refused to do anything about it until I argued with them for over 45 minutes about the situation. Their representative gave me false information and charged me $300 for services that were not rendered. After a long argument, the supervisor said he'd forward my complaint to the appropriate department and I'd hear back from them in 24 hours. I demanded they play back the tapes so they could hear their representative giving me the wrong information on the phone. Needless to say, I never heard back from them. So now I have to report them, because they clearly lied to me about not reporting me, then reported me and kept the $300 anyway. Furthermore, they never investigated the matter like they said they would, seeing as how I never heard back from them. Who do I report this company to? Is there anything I can do? This is the original creditor and I consider this situation to be the result of unethical business practices and/or poor employee training.

Question regarding auto mobile insurance company policy?

so i just got with a new insurance company about 2 months ago. Would the insurance company accept a claim and cover all the expenses of a car accident if they didnt withdraw their monthly fee yet, but then i did received their pink slip of the policy number and everything?

How long does it take Home owners insurance to pay?

My house had a pipe burst, a guy from the insurance company came and took pictures of everything that got damaged. My xbox 360 was sitting in water and he took a picture of it. How long will it take till I know if they are going to cover it or not?

What happens to rest of my insurance after a write off?

I had a accident today in my fiesta, hit some ice, lost control round a bend ended up in the ditch, car looks f****d admiral picking it up 2mo I am only 11 months into the policy I have been told by a few people that it is defo a write off so I take it i will be paid out for the car (how long would this take) I am also getting a courtesy car by the garage picking the car up to repair it now will i have this till i get paid out? and due to having 11 months on my insurance and i paid in full can i freeze the insurance till i get a new car (ill be getting the same car infact i hope its not a write off) or will i get something back on the insurance due to only using 1 of the 12 months i paid for?

How much does motorcycle insurance typically cost in Ontario?

I'm a student and I can't afford to keep a car, with the gas and insurance costs, and a car is expensive. But a motorcycle I can afford for the warmer months. All i don't know is insurance prices, so how much is it usually around?

How much will auto insurance be for me?

I want to buy an eclipse,and im 20 years old. Had my license over a year. just want an average price

Cheapest car insurance?

I'm 17 and have only had my lisence a week. I need the cheapest car isnurance I can get with minimal coverage, I have a 98 Mitsubishi eclipse. Any ideas?

Affordable Care Act - Will I have to buy insurance?

I'm young and just starting out. I'm only going to make like 12-15K per year... Will I have to purchase insurance or pay the tax penalty?

Health insurance for seniors?

My parents are seniors now and my father doesnt work anymore but he owns a restaurant so he cant apply for Medicare.. Does anyone know how and where I can find a affordable insurance that I can have for them. They need to apply for health insurance asap because both of them have diabetes Please help me!

How much is pilots insurance ?

First of all is there such a thing as pilots insurance, if so how much is average

Why can't i get cheap car insurance?

i recently passed my driving test and i'm thinking of buying a cheap 1000cc car but every site i check i can't get anything less than 6000 a year even tho the car is like 600. i even have pass plus..

How much would it be to insure a 17 year old on a Ford Fiesta Zetec 1.25L?

I have always liked the Ford Fiesta's and i turn 17 in october, its unlikely i will be driving till next year! i was just wondering an insurance estimate on, say, an 06 plate? 3Doors Hatchback 1.25L I know it will be fairly expensive! If a company were to insure me. Would just like an average quote please! don't want answers with 'depends on this, this or this'.. Thanks very much!

Looking for affordable health insurance?

i have insurance through my company we are switching from KAISER at 136.00,per check which is 272.00 per month and were as the company pays the other half,AETNA now will charge 178.00 per check which comes out to 356.00 per monththis is the only option that our company has given.so i'm asking ANSWERS help in finding affordable health insurance for me and my spouse i'm 8 yrs younger i'm turning 62,this july 29 and my spouse is turning 70,this nov she has arthritis and myself just sciatica off and on somebody please help with affordable health insurance thank you Gilley

Cheapest car insurance? I am talking less than $70 bucks a month. I have seen maybe 60 bucks a month lowest?

Only answer this question with exact information of a company that can go cheaper than 70 bucks a month as that is the lowest I have been able to find.

The shutdown has cost 22 Billion in 11 days, how much health insurance would that buy?

in your opinion

Whats cheap cars to insure for a new driver?

Hi there im currently undertaking my lessons and instructor said I should pass before march time and just wondering what cars are cheap to ensure for new drivers and how much roughly are they a month and is there any way I can knock it down to make a bit cheaper? can you get finance cars for new drivers with insurance and tax free for 3 years?

Do I have to use my insurance check to fix my car?

someone hit my car and I received a payment from their insurance. Do I have to get my car fixed or not. It's not major damage it's just a broken light and some scratches and they wanted to charge me like a thousand.

Looking for cheap life insurance, any suggestions?

I've heard alot of insurance companies are a rip off. I'm looking for dependable but affordible.

First ticket, no points, insurance increase?

I just got my first ticket, clocked at 60 mph in a 45 mph zone. I'm 17 years old, driving my dad's car. The officer didn't give me any points for it and the fine was drastically lowered, considering the fact that I only went 60 for a little and breaked right after. Do you think my insurance will raise? I live in Pennsylvania and have Allstate. If it raises, how much extra per month will I be looking at?

How to get only eye insurance in new jersey ?

Hi , I have bcbs nj health insurance independently , not from my employer , but they dont provide eye insurance indepently , it should only be from an employer , ......pls someone suggest other insurances where they provide only eye coverage like UNITED or GURDIAN etc

Do I need to pay car insurance with my driver's permit?

Okay, so I'm almost 17, and can't get my driver's permit until I buy my own car. (parents rule's) Will I need to pay insurance with my permit because I'll own a car?

Insurance companies scoop on value of totaled car?

If the market in your area is much higher then what nada is, the insurance is going to do a market analysis. How far can they legally go out. Meaning how many miles. If I am in ...show more

Im 16 and i want to get a R6, i want to know how much it would cost for insurance?

I live in the U.S, Florida and i am taking the MSF course.

18, no job, need health insurance?

I can't breath because my nose is all messed up, this has been going on for years and it just keeps getting worst and worst. I need insurance and my parents won't help me get any. So now I need a way to get it on my own. i have no job and know nothing about health insurance. I live in nyc

I need affordable health insurance and can't find any anywhere.?

I need affordable health insurance and can't find any anywhere.?

What are my options regarding insurance?

My insurance coverage ended on Dec 9 and i forgot to pay for the renewal. According to the letter I received last week my insurance company will reinstate me if I paid by Dec 29th. So I paid today. However a guy hit a bunch of parked cars including my car in a parking lot and died on the spot. This happened last night. I will get the police report next week from our local police station. So now what should i do? Should i wait for the police report and file a claim against this guy's insurance company? Should I contact my insurance company and ask them to deal with it? Will they actually agree to handle this claim?

How do I report a creditor who lied to me?

I recently missed a car payment. Before the next payment was due, and before they would report me negative on my credit, I called and asked what I could do. I specifically told the company, who told me the conversation was being recorded, that I wanted to know what to do to avoid being reported negatively to the credit bureaus. After being placed on hold, the representative told me that they could put me on a deferrment plan that would extend my account by 60 days and I'd be taken out of collections and placed back in good standing. They told me all I had to do was pay an extra $300 fee to have them provide this service, and I wouldn't be reported negatively upon my agreeing to this plan. I specifically told them that if this was going to report negatively, I'd just make the $500 car payment by borrowing money from someone, or allowing my bank account to be overdrafted for a couple days. They assured me that if I agreed to this, my account would be taken out of collections THAT DAY. So I agreed. A week later, they not only reported me for the month I was behind, but for the month after, when the payment wasn't even due yet! I called the company and demanded to speak with a supervisor, who kept telling me that it was showing up on their end that they only reported me negatively for one month, and that it was out of their hands. They adamantly refused to do anything about it until I argued with them for over 45 minutes about the situation. Their representative gave me false information and charged me $300 for services that were not rendered. After a long argument, the supervisor said he'd forward my complaint to the appropriate department and I'd hear back from them in 24 hours. I demanded they play back the tapes so they could hear their representative giving me the wrong information on the phone. Needless to say, I never heard back from them. So now I have to report them, because they clearly lied to me about not reporting me, then reported me and kept the $300 anyway. Furthermore, they never investigated the matter like they said they would, seeing as how I never heard back from them. Who do I report this company to? Is there anything I can do? This is the original creditor and I consider this situation to be the result of unethical business practices and/or poor employee training.

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