Using someone else's credit as your own?

i am 19 and should have no credit but also no bad credit i tried to check my credit score through equafax and it would not let me since i could not verify that it was me and said i have to do it through the mail. I went to the bank to get a loan and was approved with in 5 min. and lowest interest weird they said but okay and got a credit card approved just as fast they suggested i check it through myfico and it told me the same thing that i cant be verified!? i put in my social but i think i am using my dads credit score since we have the same first and last name obviously i know the pros of this but what are the cons ? never building up my own credit? and then them finding out it is not me at like age 40. comments,suggestions how to fix this are appreciated!

BEST ANSWER: Try this site where you can find the best solutions for you:personalfinancesolutions.info

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Against my religion to have health insurance?

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Wondering whether to pay my car insurance monthly or annually?

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How much does health insurance cost in the States - on average?

I'm about to shop for auto insurance, but I'm afraid it could hurt me?

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What is a good (cheap) insurance in Canada?

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Should I consider getting health insurance??

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Car Insurance for Highschooler with good grades?

Hello, I'm getting a car soon and my family has Statefarm. I'm getting a 2008/2009 Honda Civic. I'm 16 and I had straight As first semester, and 1 B second semester. Do you know how they're good student program works? How do I show/prove my grades? I didn't pick up my report card but I can easily go over to my school and do so.

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Car insurance for a 16 year old?

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we got denied Medicaid in our state, said we make to much money. we cant afforded it our works don't have it. where can i go to get at least a RX card or something?? or a place that has affordable insurance?

When getting a car insurance quote, do I disclose a speeding ticket, if I already took traffic school for it?

I had a speeding ticket, but the judge lowered my citation to 99mph so I could take traffic school. I am getting an insurance quote from progressive.com and they want me to provide information on tickets I've received in the last 3 years. Do I tell them about my speeding ticket, since traffic school is supposed to prevent a point from being added to my driving record? I've already finished my traffic school and I live in California.

How much might health insurance cost per year for a healthy 22-year-old?

Need to start buying my own health insurance, because I have some health concerns that i need taken care of ASAP. But overall, I am a healthy person.

How much do you pay for your car insurance?

How much do you pay and is that amount on a monthly, semi-annual, or annual basis? What state do you live in? What is your age? What is the year, make, and model of the car you drive? Serious answers only, please. If you're not comfortable offering this information, please don't answer the question.

How much does car insurance in florida usually cost for a 19yr old girl .... i've never had any?

Question about health insurance, dental insurance?

Hey so my tooth is really hurting? I'm thinking of getting dental insurance and then going to the dentist. If it turns out I need a root canal or something really major-- will they pay for it? I mean-- do I have to declare tooth pain before hand or how does this work exactly? So confused...

Using someone else's credit as your own?

https://www.linkedin.com/pulse/aviva-insurance-quote-ireland-malcolm-chaney/